Well folks, it's August. I can't believe it. August snuck up on me like Bill Cosby at a bar, and by that I mean on August first I woke up drunk and with the feeling like something was wrong. That's when I looked at my wallet, and saw that the money pocket was empty. Don't worry. I wasn't robbed. I did it myself. You'll see what I mean in a minute.

I worried yesterday about writing two "money" posts in a row. But since I haven't won the lottery yet, it doesn't look tacky to do so. Also, I can do what I want. It's whatever. Get off my back! This time, though, it's not about having all of the money, it's about having very little.

Webster's Dictionary defines frugal as being "careful about spending money or using things when you do not need to." This is where I find myself this week, wanting to live as frugally as possible, because I have no clue what the future holds. To me, frugality is what you get when you combine self restraint with unemployment. Remember, frugality is 99% perspiration and 1% that awful feeling of worry about how you will pay all of the bills.

Now to be fair, I've always been a little frugal. I'm Jewish after all. I mean, I call change I find on the ground 'supplemental income.' It's second nature, like the urge to lift people up in chairs when happy music plays. But that doesn't mean I can't increase my frugality every now and again. I've started coupon hunting, looking above and below for anything that can help me save money. You know those surveys at the end of receipts that you look at before you throw out the receipts? I do those now. This is what I mean. I'm not quite at extreme couponing levels, but I'm getting close.

It's all about living within your means. If you can't afford a car, don't buy one. Take public transportation and bum rides off of your friends and family until they get annoyed by you. It's really that simple.

Look. I think that the reason that I am so into money right now is because I started reading a book about behavioral economics. That's most likely the reason. It's fascinating stuff. So, like the great Sean Paul of Youngbloodz says "Got my mind on my money, and my money on my mind." But always remember, like the great Notorious B.I.G. says, "Mo money, mo problems."